Judith M. Lovell was born in 1933 and raised in Brooklyn. Her early years were spent living on Putnam Avenue and Decatur Avenue in Brooklyn, and circa 1950, the family home became 1381 Union Street in the Brooklyn neighborhood of Crown Heights. Lovell commuted to Franklin K. Lane High School, where she majored in bookkeeping. She took her first job as an assistant bookkeeper in Manhattan's garment district. She met her husband, another Crown Heights resident, in 1953. They married at St. Gregory's Church in 1958, and parented two children (Judith C. Lovell is her daughter), living on Lincoln Place. Lovell balanced motherhood with a job as a school crossing guard on Nostrand Avenue. She also went to night school at Brooklyn College to study teaching. Lovell taught at P.S. 138, in a special education setting. At the time of the interview in 2010, she was volunteering as a literacy tutor at Brooklyn Public Library. Lovell and her family are longtime members of the Lincoln Civic Block Association and she attended St. Mark's and St. Gregory's churches.